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Welcome to my financial blog!

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Welcome to my new financial blog. As you run through all the posts, Imagine yourself hearing the tinkling sound of the coins, or smelling the newly withdrawn bills from the ATM machine. Everything here talks about money, how to spend and how to save. After all, we cannot live without money, technically.

However, let us not forget that money is just one of the resources that God entrusted to us in order to live our life the way He designed it, BUT we should not forget the fact that the love of money will be a root of evil. BE CAREFUL.

Enjoy browsing and reading. Leave your mark as you go by posting your sensible comments!

God bless!

New Investment

Considering that drinking water is essential in every home, we always see to it that we have an ample supplies at home. We have a regular supplier  who used to distribute waters within our subdivisions. The cost of supplies every delivery is three bottles for P100.00. But if you will go to a refilling station, you can only get it for more or less P20.00 per refill. It made me think of investing such kind of business. I just have to learn first those things that should be considered. I know it is not that easy considering that it needs lot of preparations especially on documents and permits. Thinking of a business that will surely hit is what plays on my mind right now. How about you? Are you thinking of a good investment? Just see to it that the business that you want to engage with are those kind that is salable to people  of different walks of life. As for this case, who doesn’t drink purified water right now?

WFW: Be Profitable

7 But whatever were gains to me I now consider loss for the sake of Christ.

Living is not all about getting financial gains. We also need to earn profit that will last for eternity and that is our crowns in heaven. How far have you gone in your ministry? Or let me rephrase the question: Are you involved in any of the ministries in your church? How are you doing? Do you find joy in doing so? Try to assess yourself and be honest to admit how is your relationship with God.There is nothing wrong with trying to improve our economic status… Let us be profitable without compromising our soul.

Cashless Lifestyle(E-Wallet)

Nowadays it is no longer safe to be alone on the street especially during night time. Almost everyday, we heard about robbery cases, wallet and phone snatching and all those sort of crimes. Indeed, life is at stake when you are in the dark. The latest in technology tries to address this problem by trying to develop that cashless lifestyle. We already have that Automated Teller Machine for our salaries, credit cards for our groceries, and now e-wallet for our money. Smart and Globe Phone Lines already adapted this kind of system. Many religious groups are skeptics about this believing that this is the prelude to what was prophesied in the Bible (Cashless society) wherein no one can buy if they do not have the mark… Sound scary? For me, a little bit scary.

But whatever is your stand about this, you are entitled to it. We just have to understand one thing, we cannot alter what was being written in the Bible because it is the absolute truth. What we have now is the responsibility among ourselves to be careful and be vigilant against bad elements. Whether you are into this kind of system or not, what matters most is that we should not be overwhelmed with what is IN but rather we should weigh things out before engaging. Right?

Be An Online Virtual Assistant

Searching job online is now easier compared before. There are lots of website that will help you earn via online and one that I can highly recommend is www.onlinejobs.ph. The said website is advantageous to us because they especially hire Filipino Workers because we, Filipinos, are known to be productive and industrious. The website will provide you number of international employers who needs full-time or part-time employees. You just have to follow all their requirements. Usually they are looking employees for Article Writing, Data Entry, Video Editing, Programming and so much more. You have lots of options to choose from. I have here a screen shot of sample job that they are looking for:

All you need to do is just simply sign up and edit your skills and personal info. Be honest with all the data that you are going to enter. God bless in your online journey!

De-cluttering

Regardless how busy I am, I cannot escape from the fact that part of my responsibility as a Mom and a wife is to maintain the cleanliness of the house. Mind you, with two boys and one girl at home, cleaning would be a great challenge. As I started cleaning, I noticed lot of empty bottles scattered on our backyard. I was about to throw it when I remember that all those empty plastic and non-plastic bottles can be recycled. I watch a documentary report about it one time on how an empty plastic bottles were used to save electricity! That news gained popularity by the time it was aired. Indeed Filipino’s ingenuity pays off. So instead of throwing it, I planned of selling it to a garbage collector who exchange recyclable materials with money. See? I earned while decluttering and keeping my house clean.

Real Estate Consultant

When you go to the mall, have you experienced being approached by somebody giving you fliers on housing units? They will ask few minutes of your time to explain and  to present to you their featured home models and its payment scheme. They are real-estate agent/ consultant. Being a real-estate consultant is not an easy job. You need to undergo lots of process before you get the license to sell real properties. Before, you need to pass the examination for Real-Estate Broker, but now the requirement goes higher. you need to pass the Real-Estate Consultant exam (which earns higher title than a broker) in order to become a legitimate consultant.It is not easy to close a deal but once you get to close one, a whooping 5% cash of the total contract price will be yours! Just imagine a house and lot worth just One Million will get you to earn Php50,000. Come to think of it, real properties now cost more than this!

Of course, you need to pass through the requirement set by the Housing and Land Use Regulatory Board- for you to get the the license to sell. You also need to update your knowledge with the series of orientation conducted by the Realtors in order to get updated. Are you convinced? BE one now! Inquire from your nearest Real-Estate companies.

Arts and Craft…

When it comes to arts and craft I am my hubby’s # 1 fan! He is so good into lettering and even drawing. He is his mother’s protégé! He loves art the way his Mom does. Whenever he has enough time during any of the church’s big activities, he is always there to assist the decoration committee. I have lots of hand made gift from him. He was even able to sketch my face! It made me realize then that if only my hubby will use his God-given skill to earn an extra income, he can make it happen. However, it is not his priority. He did artworks for gifts and keepsakes only. I also have a blogger friend who is into arts as well. But her style is different. She’s more into lettering through paper cutting and painting using fabric paints. She can also draw but she cannot sketch unless using graphing method. She also hates using colors because according to her she doesn’t know how to blend and apply the right colors.  That is why she never dare to make it as her source of income or sideline because “she’s not confident” as she puts it. They even joke that they were siblings just being torn apart by circumstances… lol!

Anyway, if you have that skills and confidence, accepting artworks is such a good source of income! Graphics above are the painting  using fabric paints applied on shirt and bag done by my friend, Jackie of God Brought Me Here For A Reason.